AI-Powered Core Banking

Core Banking System
with Built-in AI Intelligence

Modernize your banking operations with automation, compliance, and real-time AI insights. Built for digital banks, BPR, cooperatives, and fintech institutions in Indonesia.

OJK-Aligned
Bank-Grade Security
Cloud & On-Premise

MyTriv CBS AI

Dashboard Overview

Total Deposits

Rp 2.4T

Active Loans

Rp 1.8T

NPL Ratio

2.1%

Liquidity Ratio

18.5%

AI Assistant
Show loan portfolio risk summary

Portfolio Risk Analysis:

Low: 78%Medium: 18%High: 4%

Overall portfolio health is stable with manageable risk exposure.

+12.5%
Live Data
The Challenge

Legacy Core Banking Systems Are Holding Institutions Back

Traditional core banking platforms weren't built for the digital age. They lack the intelligence, speed, and flexibility modern financial institutions need.

Outdated Interfaces

Legacy systems with clunky UI/UX that slow down operations and frustrate staff.

Manual Risk Analysis

Risk assessment done manually without predictive capabilities or real-time insights.

Slow Compliance Reporting

Hours spent on regulatory reports that could be generated automatically.

Poor Integration

Siloed systems that don't communicate, requiring duplicate data entry.

60%

Manual Processes

48hrs

Avg. Report Time

5+

Disconnected Systems

$2M+

Annual Maintenance

AI-Powered

AI That Understands Your Banking Operations

Built-in artificial intelligence that learns your data patterns and delivers actionable insights through natural conversation.

AI Risk Intelligence

  • Detect early NPL risk
  • Analyze borrower patterns
  • Predict default probability
Ask the AI

Analyze portfolio risk for Q4

AI Liquidity Monitoring

  • Real-time liquidity alerts
  • Cash flow projections
  • Stress testing scenarios
Ask the AI

Show 30-day liquidity forecast

AI Fraud Detection

  • Anomaly detection
  • Suspicious transaction alerts
  • Behavior pattern monitoring
Ask the AI

Flag unusual transactions today

AI Executive Insights

  • Natural language queries
  • Instant chart generation
  • Executive summaries
Ask the AI

What is our current capital adequacy trend?

Experience AI-Powered Banking

See how AI transforms your daily banking operations

Core Modules

Enterprise-Grade Core Banking Infrastructure

A complete banking platform with all the modules you need to run your financial institution.

Savings & Deposits Management

Comprehensive deposit products with flexible interest calculation and automated posting.

Loan Origination & Servicing

End-to-end loan lifecycle management from application to closure with AI-powered risk assessment.

Multi-branch Operations

Centralized management across unlimited branches with real-time synchronization.

Regulatory Reporting

Automated generation of OJK, BI, and other regulatory reports with validation.

General Ledger

Double-entry accounting with multi-currency support and automated reconciliation.

Customer Management (CIF)

360-degree customer view with KYC, documentation, and relationship tracking.

Real-time Transaction Engine

High-performance processing with immediate balance updates and notification triggers.

API-first Architecture

RESTful APIs for seamless integration with mobile apps, partners, and third-party systems.

Modern Microservices Architecture

Scalable, resilient, and built for growth

99.99%
Uptime SLA
<50ms
Response Time
10M+
Daily Transactions
Unlimited
Scale Horizontally
Indonesia Focused

Designed for Indonesian Financial Compliance

Built from the ground up with deep understanding of Indonesia's unique regulatory landscape for banks, BPRs, cooperatives, and fintech companies.

OJK-Aligned Reporting

Comprehensive reporting structure aligned with Otoritas Jasa Keuangan requirements for banks and financial institutions.

BI Reporting Compatibility

Seamless integration with Bank Indonesia reporting standards including LHBU and other regulatory submissions.

Cooperative Accounting

Specialized accounting modules designed for Indonesian cooperative (Koperasi) financial standards.

Local Regulatory Adaptability

Flexible framework that adapts to evolving Indonesian financial regulations and compliance requirements.

Regulatory Coverage

Compliant with major Indonesian financial regulations

POJK
SE OJK
PBI
SE BI
PSAK
SAK ETAP
Live Dashboard

Modern Banking Dashboard. Real-Time Control.

Intuitive, dark-mode interface designed for banking professionals. Get instant visibility into your institution's performance.

MyTriv CBS AI

Dashboard

Total Assets
Rp 4.2T+8.2%
Active Customers
12,847+234
Loan Portfolio
Rp 2.8T+12.5%
Risk Score
LowStable

Portfolio Growth

1Y6M3M
JanFebMarAprMayJunJulAugSepOctNovDec

Risk Heatmap

Low

78%

Med

18%

High

4%

AI Insight

Deposit growth is trending 15% above forecast. Consider increasing lending capacity.

Portfolio Analytics
Deposit Trends
Branch Performance
Compliance Overview
Security First

Bank-Grade Security Architecture

Enterprise-level security that meets the stringent requirements of financial institutions. Your data is protected by multiple layers of defense.

Role-Based Access Control

Granular permissions with multi-level authorization workflows for sensitive operations.

Encrypted Transactions

End-to-end encryption for all data in transit and at rest using AES-256 standards.

Audit Trail Logging

Comprehensive logging of all system activities with tamper-proof audit trails.

High Availability

99.99% uptime SLA with automated failover and disaster recovery capabilities.

Flexible Deployment

Choose between cloud-hosted SaaS or on-premise deployment based on your needs.

Compliance Certified

Built to meet ISO 27001, SOC 2, and banking industry security standards.

Security Certifications

Independent audits and certifications verify our security posture

ISO 27001
SOC 2 Type II
PCI DSS
Banking Grade Security

Security Commitment: We employ defense-in-depth strategies, regular penetration testing, and continuous monitoring to ensure your banking data remains secure. Our security team operates 24/7 to detect and respond to threats.

Deployment

Flexible Deployment for Every Institution

Choose the deployment model that fits your institution's requirements, compliance needs, and technical capabilities.

Recommended

SaaS Cloud Edition

Fully managed cloud deployment with automatic updates and maintenance.

  • Managed hosting on secure cloud infrastructure
  • Automatic updates and security patches
  • AI capabilities included
  • 99.99% uptime SLA
  • Daily automated backups
  • 24/7 monitoring and support

On-Premise Edition

Deploy on your own infrastructure with complete control and customization.

  • Private server deployment
  • Full data sovereignty
  • Custom integration capabilities
  • Dedicated support team
  • Custom feature development
  • Air-gapped deployment option

Migration Support: We provide comprehensive migration services from legacy systems with zero data loss and minimal downtime.

Early Access

Be Among the First to Modernize Banking with AI

Join our exclusive early access program and be part of the banking revolution in Indonesia.

Private beta limited to selected institutions. We respect your privacy and will never share your information.